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Spain Retirement Age Calculator 2026–2027
Find out when you can retire in Spain: in 2026, 65 with 38 y 3 m contributed or 66 y 10 m; from 2027, 65 with 38 y 6 m or 67.
Normal retirement from
10 May 2028
| Age | 67 years |
| 2026 | 65 with 38 y 3 m contributed; else 66 y 10 m |
| 2027+ | 65 with 38 y 6 m contributed; else 67 |
| Pension % with today's contributions | 95.6 % |
We assume you keep contributing until retirement. Voluntary early retirement: up to 2 years earlier with 35 years; involuntary: up to 4 years earlier with 33. Both reduce the pension.
Checked: October 2026. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: Ley General de la Seguridad Social (BOE)
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
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Questions people ask
What's the retirement age in 2027?+
67, or 65 if you have 38 years and 6 months of contributions or more.